2026 State of Merchant Onboarding is out
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Stop losing deals to slow onboarding. Go from application to activation in minutes with AI that handles KYB, statement analysis, and underwriting while your team closes the next deal.
Your underwriter has 7 browser tabs open: one for Equifax, one for GIACT, one for the MPA, one for Google Maps... and it all adds time.
The average ISO spends $200 in labor per merchant application. At 500 merchants/month, that's $100K in manual work that AI handles in seconds.
Your best people carry critical processes in their heads. When they leave, your operations grind to a halt.
The best merchants shop around and want proof they're getting competitive rates. Keep deals moving fast with statement analysis in under a minute.
Auto-populate from trusted sources for low-risk merchants. Apply your underwriting requirements early to avoid wasted effort and confusion. And make incomplete MPAs a thing of the past.
Scale your underwriting team with automation. Get instant approval recommendations with complete evidence documentation to reduce pends.
"What I see from Gratify is a direct replacement... our tool currently does not do very well. The ability to capture information at the time we're entering the form - rather than waiting for someone to call the merchant later - solves a massive problem."
Everyday we talk to experts in payments, underwriting and merchant onboarding. They share their insights with us, and we want to share them with you.
