Articles & Resource

Does AI Credit Scoring Really Matter in 2026? Here's What the Data Says

Streamlined Credit Risk Solutions for Payment Teams

For payment ISOs, PayFacs, and MSPs under pressure to onboard merchants quickly without increasing risk exposure, AI-driven credit solutions offer the most practical path forward.

Setup Errors Leak Revenue. Forever.

Manual merchant onboarding produces errors at scale. The volume of copy-paste that underwriters have to do is creating setup errors, affecting your revenue and merchant relationships. Automation is the way to solve merchant onboarding setup errors.

Your $2.5 Million Onboarding Problem

If you're processing 10,000 merchants annually, you're looking at $2.5 million in onboarding costs alone. The question isn't whether automated onboarding will become standard - it already is.

You Didn’t Automate It, You Digitized a PDF

Many payment providers merely digitize paperwork, leaving manual reviews intact. True automation uses real‑time data, AI risk signals, and seamless workflows, accelerating onboarding, reducing costs, and boosting merchant activation.

What is an “Out-of-Wallet” Verification Call And Why Risk Teams Still Need It

Out-of-wallet verification calls are a critical manual tool for risk teams to catch synthetic identities, confirm business legitimacy, and prevent fraud when something doesn't feel right.