Unlike manual applications that bounce back for missing info, Gratify streamlines the data journey from merchant statements to complete underwriting packages so your reps can get faster approvals without the back-and-forth.
High-Performing retail ISOs using Gratify eliminate pends and get merchants approved faster with complete data packages.

Your reps submit applications only to get them bounced back for missing bank statements, incomplete financials, or unclear documentation. Every pend gives prospects time to reconsider or sign with faster competitors.
The best merchants shop around and want proof they're getting competitive rates. Keep deals moving fast with statement analysis in under a minute.
Auto-populate from trusted sources for low-risk merchants. Apply your underwriting requirements early to avoid wasted effort and confusion.
Scale your underwriting team with automation. Get instant approval recommendations with complete evidence documentation to reduce pends.
On average our team has more than 15yrs experience each in the payments, compliance, and automation industries.
By collating all of your merchant data verifications in one place, your applications are far cleaner and get approved faster.
Our platform handlsstatements from over 500 different processors, and counting.
Automated statement analysis creates complete applications with all required information upfront, eliminating pends and approval delays.
Our platform handles statements from over 500 processors including Stripe, Square, and regional payment processors.
Yes. Generate branded proposals showing potential savings versus current rates to win competitive deals.
Statement analysis happens in minutes. Upload a statement and get complete underwriting packages with immediate feedback on missing information.
Gratify works alongside your current CRM and application systems through direct upload or API integration.
Smart forms clearly flag missing requirements upfront so reps know exactly what's needed before submission.
Everyday we talk to experts in payments, underwriting and merchant onboarding. They share their insights with us, and we want to share them with you.