Unlike manual underwriting that creates bottlenecks, Gratify automates verification and data extraction so your team can process 5x more apps without adding headcount.
Manual underwriting doesn't scale. Wholesale ISOs using Gratify reduce underwriting costs by 80% and process 3-5x more volume with the same team size, with 1-click evidence packages.
Your underwriting team manually extracts data from statements, checks corporate registries, and cross-references documents. Hours per application means agents wait days for decisions while prospects shop around.
Manual work doesn't scale.
The best merchants shop around and want proof they're getting competitive rates. Keep deals moving fast with statement analysis in under a minute.
Auto-populate from trusted sources for low-risk merchants. Apply your underwriting requirements early to avoid wasted effort and confusion.
Scale your underwriting team with automation. Get instant approval recommendations with complete evidence documentation to reduce pends.
By collating all of your merchant data verifications in one place, your underwriters are far more efficient.
Merchants go live 3-5x faster when their applications are completed using AI
Our platform handlsstatements from over 500 different processors, and counting.
Gratify automatically generates sponsor-grade evidence packages including business verification, ownership checks, fraud screening, and audit trails that satisfy bank requirements.
Yes. Our platform handles statements from over 500 different processors automatically.
Merchants go live 3-5x faster by eliminating manual document processing and creating complete underwriting packages upfront.
Intelligent automation handles data extraction, verification, and evidence packages, reducing typical $200+ per merchant costs by 80%.
Yes. Set configurable rules per MCC code, business type, or risk level that apply consistently across all applications.
Smart data extraction flags gaps automatically so your team collects missing details before underwriting review,
Everyday we talk to experts in payments, underwriting and merchant onboarding. They share their insights with us, and we want to share them with you.
