Unlike building BNPL from scratch, White Label BNPL delivers a complete platform that goes live in weeks, not years. Give your merchants the payment options they're demanding while you focus on what you do best.
Your merchants are asking for BNPL. Their customers are demanding it. White Label BNPL puts you in the game immediately with a proven platform that handles the complexity while you own the relationship.
BNPL requires specialized underwriting, complex payment routing, regulatory compliance, and consumer-grade user experience.
Bank product roadmaps are notoriously full, creating a significant gap between market needs and product launches.
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Full end-to-end solution from merchant onboarding to consumer checkout to settlement. Real-time underwriting, payment processing, and collections all included under your brand.
Set up custom terms, risk parameters, and approval workflows in minutes. Launch new payment products without months of development time or regulatory complexity.
Roll out BNPL to your merchants online and in-store with the full suite of plug-ins and QR code technologies. All managed through a single back-office interface.
White Label BNPL handles every component you need:
AI-powered risk assessment provides instant approval for consumers at checkout.
Configurable risk parameters tailored to your risk appetite.
Protect against Account Take Over, Velocity attacks, and more.
Control your lending sources to maximize approvals.
All the environments you need to be successful.
BNPL transactions grow 45% annually while credit card volume grows 7%.
Of consumers will abandon checkout if BNPL is not offered
In 2024, US banks alone lost $10bn to BNPL
Bank-owned BNPL carries the trust, cost of capital, and distribution tailwinds needed to be successful. Plug-in Gratify technology to complete your solution.
