Make incomplete applications a thing of the past. Smart Forms guide merchants through applications using your underwriting logic. Pre-populate trusted data. Add verification steps to prevent fraud.
Most merchant applications are clunky: the same: 50+ fields for everyone. Low-risk merchants abandon long forms. High-risk merchants slip through with minimal verification. You need friction where it matters and efficiency where it's safe.
Long web or paper forms create unnecessary friction for legitimate businesses, causing abandonment during signup.
With AI and identity theft tools, fraudsters can easily create fake bank statements, stolen identities, and synthetic emails. Manual verification can't catch sophisticated fraud.
Pre-populate data for legitimate merchants from trusted sources. Your sales team can upload a merchant's processing statement to auto-fill business name, address, volume, and pricing.
Ask for the right documents when merchants are brand new, from a particular MCC, or have a card mix that requires more diligence. The choice is your's.
Trigger additional verification when risk signals appear. High-risk MCC? Mandate supply chain agreements and enhanced documentation. Volume claims inconsistent with business type? Require bank statements.
Intelligent rules add friction only where fraud risk exists.
Screen for sanctions before submission, not after underwriting. Block unacceptable MCCs during application. And let merchants complete the document checklist before clicking submit.
Only validated, complete applications reach underwriting which saves everyone time, frustration, and money.
Auto-populate from trusted sources for low-risk merchants.
Reduce onboarding noise with real-time identity risk checks during application help stop fraudulent or off-shore applications
Only receive complete applications by giving merchants a real-time checklist of the documents they need to supply.
Use one application form to capture every application. Layer in bank-specific rules and route submissions to the right place.
Launch your forms in minutes with no rules. Customize as you go to improve your merchant experience.
Enforce your underwriting requirements early to avoid wasted effort and confusion.
Push analysis results and proposals directly to Salesforce, HubSpot, Iris, or your internal CRM. Link statement analysis to merchant applications for seamless handoff to underwriting.
Whenyou put your underwriting rules into your merchant apps, you get more complete submissions. Merchants, Agents, Underwriters all working in sync.
Shorter forms with pre-populated data significantly improve completion rates. Merchants finish applications instead of abandoning mid-way. More complete applications reach underwriting.
Link Statement Analyzer to Merchant Onboarding through Smart Forms. Sales upload a statement, generate pricing quote, auto-populate application, enforce rules, deliver complete package to underwriting. End-to-end merchant journey.
We talk to payments experts in underwriting, onboarding, sales, and operations every day. And they share the most amazing insights. Let us share them with you.
