Unlike slow, inconsistent onboarding that creates friction, Gratify delivers unified merchant onboarding across direct sales reps, ISOs, VARs, and ISVs. Every channel uses the same automated platform for instant verification, consistent decisions, and fast onboarding.
Acquirers and PayFacs managing direct sales, ISOs, VARs, and ISVs need consistent onboarding across all channels. Slow verification in one channel creates competitive disadvantage everywhere. Gratify delivers unified automation that gives your merchants the same experience, from any channel.
Every channel should deliver the same amazing experience, from direct to VAR. Give your sales team the tools to choose you every time, from instant statement analysis to smart forms and automated underwriting.
Turn your onboarding into a competitive advantage with Gratify
The best merchants shop around and want proof they're getting competitive rates. Keep deals moving fast with statement analysis in under a minute.
Auto-populate from trusted sources for low-risk merchants. Apply your underwriting requirements early to avoid wasted effort and confusion.
Scale your underwriting team with automation. Get instant approval recommendations with complete evidence documentation to reduce pends.
By collating all of your merchant data verifications in one place, your underwriters are far more efficient.
Merchants go live 3-5x faster when their applications are completed using AI
Our platform handlsstatements from over 500 different processors, and counting.
Gratify handles applications from all channels, and uses your rules to create dynamic logic and a consistent experience for direct sales, ISOs, VARs, and ISVs.
Rules configured in the system catch errors before merchants go live. MCC-specific requirements enforce automatically based on your underwriting standards.
Automated verification runs in minutes, not days. Partners get instant feedback on missing information and approval likelihood. Configure straight-through approval for low-risk merchants or route high-risk applications for manual review.
Yes! Each ISO or VAR can have their own version of your Gratify smart form, keeping both your sales channel and your data team happy.
The platform provides complete audit trails, evidence packages, and documented decision logic that regulators expect, with unified data across Sales, Risk, and Compliance teams.
Yes. Monitor which ISOs submit complete applications versus those creating underwriting bottlenecks, using performance data for partner management decisions.
Everyday we talk to experts in payments, underwriting and merchant onboarding. They share their insights with us, and we want to share them with you.
