Verifying and cross-checking data sources costs time. Gratify automates manual tasks and evidence packs so underwriters can move faster.
Underwriters manually verify every application. Checking corporate registries, screening for fraud, cross-referencing documents, and extracting data from statements. Manual verification creates bottlenecks while applications queue and sales teams wait for decisions.
Each application requires the same repetitive verification work across multiple data sources.
Manual data entry creates pricing errors, wrong tax IDs, and application mistakes cost you time, money, and relationships.
Work faster with all of the merchant's docs in one place. When applications arrive in your Gratify queue, they are automatically categorized ready for your review. We collate data and documents into your core workflow tabs, neatly aligned to how you do business.
So you can run faster and spend less time finding data.
Review applications in record time when the key points are highlighted for you. Our automated extraction pulls data from statements and documents and presents it in an easy to read format. Cross-reference business information against corporate registries, fraud databases, and ownership records. Mismatches are flagged so you can take fast action.
Be audit-ready with entire evidence packs at the click of a button. Generate complete, branded evidence packages with screenshots, data checks, and fraud screening results. Each package includes the source documents, underwriter notes and decisions so reviewers and sponsor banks can verify any detail instantly without requesting additional documentation.
Automated extraction and verification across corporate registries, fraud databases, and document sources
Save time with automated screenshots from Google Maps and Street View. Visual confirmation of business location included to eliminate manual site verification work.
Route applications based on complexity, volume, or MCC code. Flag applications requiring senior review based on your approval thresholds. Track which underwriters handle which application types.
Automatically verify business name, address, ownership, and corporate status across registries. Extract and verify data from bank statements and financial documents without manual review.
Push application results, verification data, and evidence packages directly to Salesforce, HubSpot, or your internal system via API. Eliminates manual data transfer between systems.
1-click evidence packages make audits a breeze.
Push analysis results and proposals directly to Salesforce, HubSpot, Iris, or your internal CRM. Link statement analysis to merchant applications for seamless handoff to underwriting.
Faster application processing compared to manual underwriting workflows, turning days of delays into instant decisions.
Average savings per merchant application of $200 through automated verification and reduced manual review time.
One API connects to all your data providers and systems, reducing deployment complexity and total cost of ownership.
Leading payment companies have transformed manual underwriting into competitive advantage.
