Merchant acquisition software can close the gap between a processing quote and a submitted application, the point in the funnel where ISOs and PayFacs lose the most deals.
Merchant risk management software should give ISOs a full audit trail, configurable rules per portfolio, and OFAC, MATCH, and KYB checks in one place.
Frictionless merchant onboarding inside Gratify means one merchant record carries from quote to application to underwriting, with no re-entry along the way.
Merchant statement analysis software should catch deposit volatility, severity-tiered risk flags, and MCC benchmarking issues before a merchant is approved, not after.
Automated bank statement analysis turns a stack of merchant PDFs into a complete fee and deposit breakdown in about 60 seconds, cutting manual underwriting review time.
Two merchants with similar financials can carry very different risk depending on their merchant category code. Here is how credit risk assessment automation scores that difference with letter grades and MCC chargeback benchmarking.
Everyday we talk to experts in payments, underwriting and merchant onboarding. They share their insights with us, and we want to share them with you.
