You spent months winning the account. The merchant is transacting. And your margin on them is shrinking every quarter because nobody is watching the pricing. ISO revenue assurance from Gratify gives your revenue team a daily workflow that catches pricing drift before it becomes attrition.
We talk to ISO leadership every week. The pattern is the same. Interchange rates change twice a year. Merchant volumes shift monthly. Competitors undercut quietly. And most ISOs don't find out until the merchant attrites or someone runs a quarterly report. The margin erosion happens daily. The discovery happens quarterly. That gap is the problem.
Interchange changes twice a year. Merchant transaction volumes shift monthly. Your original pricing made sense when you boarded the merchant. Six months later, the math is different and nobody recalculated.
Your sales team has a CRM. Your underwriting team has a queue. Your compliance team has a screening workflow. Your revenue team has a spreadsheet they update when they remember. There's no daily operational tool that surfaces who needs repricing and why.

Revenue Assurance runs daily. It compares current merchant pricing against current interchange rates, transaction volumes, and competitive benchmarks. When a merchant needs repricing, it surfaces in a prioritized daily workflow with the reason and the recommended new pricing. Your revenue team opens the tool in the morning and sees exactly who to call and what to say. This is not a quarterly report. It's a daily operational merchant repricing tool.
Your revenue team opens this every morning and knows exactly who needs attention.
Sometimes a merchant calls and says they got a better offer. Sometimes a rep is sitting across from a prospect and needs to analyze their current pricing on the spot. Revenue Assurance handles both. Upload a statement or pull a merchant's current pricing and get an instant analysis: where the margin is, where it's leaking, and what the optimal reprice looks like. This is the same engine that powers Statement Analyzer, applied to your existing portfolio.
Revenue Assurance doesn't just work merchant by merchant. It gives your leadership team portfolio-level visibility into ISO portfolio pricing optimization. Which pricing tiers are underperforming. Which MCC categories are experiencing the most margin erosion. Where attrition risk is highest. This is the data your VP Revenue needs to make strategic decisions about pricing policy, not just tactical decisions about individual merchants.
A prioritized daily workflow of merchants who need repricing. Shows the reason, the revenue impact, and the recommended new pricing. Your revenue team opens this every morning.
See exactly where margin is healthy and where it's eroding on any merchant. Breaks down by interchange, assessments, processor markup, and your spread.
Identifies merchants at risk of leaving based on pricing gap, volume trends, and competitive exposure. Catch the problem before the cancellation call.
Analyze any merchant's pricing instantly. Upload a new statement or pull from the existing portfolio. Get the reprice recommendation in seconds.
Aggregate view of pricing health across your merchant base. Segment by MCC, volume tier, pricing model, or tenure. The portfolio revenue optimization report your VP Revenue actually needs.

Revenue Assurance uses data from Statement Analyzer for original pricing capture, Merchant Risk for volume and risk profile, and the single merchant record. The sixth module. Not a bolt-on.
Revenue Assurance is the sixth stage of Gratify One. It connects the before snapshot from Statement Analyzer to the after reality of monthly processing data. It's why you stay on the platform after the merchant is boarded.
















Every merchant's pricing analyzed against current interchange and volume data every day. Not quarterly. Not monthly. Every single day.
Of your portfolio monitored for pricing drift and merchant attrition risk. No merchant falls through the cracks because someone forgot to check.
From question to full pricing analysis on any merchant in your portfolio. Pull any merchant, see the margin breakdown, get the repricing recommendation.
Revenue assurance is the practice of monitoring and optimizing pricing across a merchant portfolio to prevent margin erosion and merchant attrition. For ISOs, it means knowing which merchants need repricing, why, and by how much, before the revenue is lost.
By monitoring pricing health proactively. Most merchant attrition happens because of pricing drift, not service issues. When interchange changes or volume shifts and nobody adjusts the merchant's pricing, competitors can undercut. Revenue assurance catches this daily, not quarterly.
Repricing is adjusting a merchant's processing rates to reflect current interchange, volume, and competitive conditions. It can mean lowering rates to retain a merchant or raising rates where margin has eroded. The key is doing it proactively based on data, not reactively when the merchant complains.
Daily. Interchange rates change. Volumes shift. Competitive offers evolve. Quarterly reviews miss months of margin erosion. Gratify's Revenue Assurance analyzes your full portfolio daily and surfaces the merchants that need attention.
Yes. Revenue Assurance analyzes interchange plus, tiered, and flat rate pricing models. It identifies margin health and repricing opportunities regardless of how the merchant is currently priced.
Revenue Assurance uses data from Statement Analyzer for original pricing capture, Merchant Risk for volume and exposure data, and the single merchant record shared across all six modules. It's the sixth module. It's why you stay on the platform after the merchant is boarded.
Pricing based on per-application processing with setup fees for platform configuration and CRM integrations.
No. Our platform handles routine verification work so your underwriters can focus on complex cases and high-touch merchants that need human expertise.
Yes. We integrate with HubSpot, Salesforce, and most underwriting systems through API-first architecture.
Complex cases route to your team with all verification work completed and organized evidence packages for faster decisions.
Book a demo. We'll show you the daily repricing workflow, the portfolio dashboard, and how Revenue Assurance connects to the merchant data you're already capturing.