Still Relying on Gut Instinct for Risky Applications?
Download our free Out-of-Wallet Verification Call Cheat Sheet to give your Risk team a proven, structured approach for identifying identity fraud during manual reviews.

Why It Matters

Automation gets you most of the way. But when something doesn’t add up, you need a manual process that works.

Gratify powers real-time onboarding and underwriting for modern PSPs — but we also support the human workflows that still matter.

Use this cheat sheet when:
Gratifypay BNPL
An identity verification fails
Gratifypay BNPL
You’re seeing signs of impersonation or fraud
Gratifypay BNPL
Documents don’t match the application