Empower Your Future: Seamless & Affordable Student Loans Await
At Gratify, we offer a tailor-made loan service that fits a student's personal and academic needs. That is why we've designed the fastest student loan application and payment method in Canada.
Redefining Student Financing: Clear, Simple, Designed for You
At Gratify, we've crafted a student loan service that aligns with your personal and academic aspirations. Introducing Canada's most streamlined student loan application and payment system.

Discover the Gratify Difference in Student Loans
Your Path to a Hassle-Free Loan Application
STEP 1
Order from School
Discuss financing needs with your institution. They'll initiate a loan order, which you'll receive via email and SMS.
STEP 2
Easy Application
Share basic details, snap a selfie with your ID. Rest assured, we don't perform hard credit checks, so your credit remains unaffected.
STEP 3
Swift Pre-Approval
Receive our decision in under a minute
STEP 4
Secure Your Loan
Accept the loan by making an initial payment
STEP 5
Pay while Enrolled
Automated monthly payments so you can focus on school
Elevate Your Educational Experience Now.
Contact your school and ask about applying for a loan.
We’re proud to keep it simple
At Gratify you are more than your credit score. We do do a soft check but its one of may dimensions we consider (and if we had our way credit scores would count even less!)* oh and because its a soft check, there is no impact on your score.