As of 2022, over half of Americans can't handle a $1000 emergency with their savings. Whether it's personal loans for consolidating debt or home improvement projects, or capital financing for businesses, offering financing is to these customers is essential to serving this segment.
Offering BNPL payments is not just about meeting an emerging market demand, it's about expanding access to products and services. BNPL have been popularized due to their simplicity, instant approval cycles, and the ability to spread costs over time. From furnishing a new home to handling seasonal expenses, offering BNPL makes every purchase a budget friendly one.
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