Seamless Spending Solutions
Discover the smarter way to shop. BNPL empowers you to stretch your budget, prioritize purchases, and enjoy now – all while keeping your finances in friendly territory.
Balance Your Budget, Boost Your Buys
With BNPL, every purchase feels just right. It’s a gentle approach to financial management, ensuring your shopping aligns with your savings. Choose well, spend wisely.
Discover the Gratify Difference
Budget-First Payment Plans
Manage your spending with
Transparent Pricing
Our flat fee approach ensures clarity, eliminating the burden of compounding interest rates.
Beyond Credit Scores
We see your potential, not just numbers, resulting in higher acceptance rates.
Borrow what you need
Whether it’s a small amount or a major purchase, we’re here to work within your needs.
Free your energy
Set it, forget it: automated instalments give you peace of mind after the purchase.
Fast approvals
Application decisions take 15 seconds. Other lenders take weeks.
Take the Leap
Flexibility Awaits: What's Your BNPL Wishlist?
With BNPL, dream bigger and shop smarter. From luxuries to necessities, how will you tailor your spending journey?
We’re proud to keep it simple
At Gratify you are more than your credit score. We do do a soft check but its one of may dimensions we consider (and if we had our way credit scores would count even less!).
Term
Pay in 4 (6 weeks) to 24 month Instalment plans
Limit
$26,000
1st Payment
Happens at the time of the purchase
Payments
Pay in 4 is every 2 weeks, Instalment plans are paid back monthly
Credit Check
Soft check only. Applying will not impact your credit score
