Empower Your Future: Seamless & Affordable Student Loans Await

At Gratify, we offer a tailor-made loan service that fits a student's personal and academic needs. That is why we've designed the fastest student loan application and payment method in Canada.

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Redefining Student Financing: Clear, Simple, Designed for You

At Gratify, we've crafted a student loan service that aligns with your personal and academic aspirations. Introducing Canada's most streamlined student loan application and payment system.

student lending

Discover the Gratify Difference in Student Loans

student lending
Student-First Payment Plans
Manage your tuition with convenient monthly instalments while you study.
student financing
Transparent Pricing
Our flat fee approach ensures clarity, eliminating the burden of compounding interest rates.
student loans
Beyond Credit Scores
We see your potential, not just numbers, resulting in higher acceptance rates.
tuition payments
Borrow what you need
Whether it’s a small amount or your entire tuition, we’re here to work around your needs.
debt free
Focus your energy
With financial uncertainties at bay, channel all your energy into your education.
instant tuition
Fast approvals
Application decisions take 15 seconds. Other lenders take weeks.

Your Path to a Hassle-Free Loan Application


Order from School

Discuss financing needs with your institution. They'll initiate a loan order, which you'll receive via email and SMS.


Easy Application

Share basic details, snap a selfie with your ID. Rest assured, we don't perform hard credit checks, so your credit remains unaffected.


Swift Pre-Approval

Receive our decision in under a minute


Secure Your Loan

Accept the loan by making an initial payment


Pay while Enrolled

Automated monthly payments so you can focus on school

We’re proud to keep it simple

At Gratify you are more than your credit score. We do do a soft check but its one of may dimensions we consider (and if we had our way credit scores would count even less!)* oh and because its a soft check, there is no impact on your score.

2 months to 24 months
Occurs while you’re enrolled as a student
Monthly or biweekly
International Students
Welcome to apply
Credit Check
Soft check, applying won’t impact your credit score

Are you a School Looking to Offer Student Financing?