Merchants now expect to be onboarded in minutes. Most ISOs, PayFacs, and acquirers still take days. This report shows what that gap is costing, what regulators changed in 2025 and 2026, and a 90-day plan to close it. Built from industry data and dozens of conversations with payments executives.
The onboarding cost gap between legacy and automated operations, and where yours likely sits.
How many merchants abandon onboarding when it drags, and the revenue that leaves with them.
Everyday we talk to experts in payments, underwriting and merchant onboarding. They share their insights with us, and we want to share them with you.
