our team jumps between statement analyzers, onboarding tools, screening platforms, and CRMs. Every handoff creates delays and errors.
Document scanning extracts key data points automatically. Integrated data sources verify details in real time. Human reviewers validate decisions and handle edge cases.
Our custom rules engine applies your specific underwriting rules for each MCC or
business type.
The best merchants shop around and want proof they're getting competitive rates. Keep deals moving fast with statement analysis in under a minute.
Auto-populate from trusted sources for low-risk merchants. Apply your underwriting requirements early to avoid wasted effort and confusion.
Scale your underwriting team with automation. Get instant approval recommendations with complete evidence documentation to reduce pends.
Every merchant interaction flows into the platform. Statement uploads. Application submissions. Support tickets. Payment performance. The system automatically enriches this data with external sources and validates it across systems.
Instead of processing merchant applications and monitoring portfolios as separate activities, Merchant Intelligence platforms connect every touchpoint across the merchant lifecycle to generate predictive insights.
Traditional merchant onboarding collects data. Merchant Intelligence generates understanding.
Traditional portfolio monitoring is reactive. Merchant Intelligence is predictive.Traditional operations teams work in silos. Merchant Intelligence connects decisions across sales, risk, and retention.
The difference shows up in business outcomes. Teams using Merchant Intelligence close deals faster because they understand merchant potential, not just merchant paperwork. They reduce risk exposure because they spot red flags in context, not isolation. They grow portfolio revenue because they identify upsell opportunities before competitors do.
This isn't better software for the same process.
It's a fundamental shift from touchpoint management to intelligence generation.
The Merchant Intelligence platform captures data from every merchant touchpoint, analyzes patterns across your portfolio, generates predictive insights, and surfaces recommendations at the right moment for the right team.
Transparency is the foundation of trust and accountability. By fostering open communication, honesty, and integrity, we create an environment where information flows freely, decisions are understood, and relationships are strengthened.
Celebrating success is more than just recognizing achievements; it's about fostering a culture of appreciation, motivation, and shared accomplishment. By acknowledging milestones, big and small, we inspire individuals and teams to strive for excellence
ISOs using Gratify process applications 85% faster by eliminating manual data extraction and verification steps.
Automated verification reduces typical $200+ per-merchant onboarding costs by 80%.
Reclaim 6 hours of manual work per application with automated data collection, verification, and evidence packages.
Push analysis results and proposals directly to Salesforce, HubSpot, Iris, or your internal CRM. Link statement analysis to merchant applications for seamless handoff to underwriting.
Most ISOs are processing merchants through Gratify within 2-3 weeks. We handle data migration, integration setup, and team training.
Yes. Our platform handles statements from over 500 different processors automatically.
Gratify adapts to your risk framework. Your underwriting rules are documented in the system and applied consistently across all merchants.
No. Gratify generates evidence packages in the format your sponsor banks require. We enhance your existing relationships, not replace them.
We offer flexible pricing based on merchant volume. Contact us for a customized quote tailored to your ISO's needs.
We offer both annual contracts and month-to-month options depending on your volume and requirements.
Automate merchant underwriting from statement analysis to sponsor-ready evidence packages. Built for Retail ISOs, Wholesale ISOs, and growing MSPs.
